Local business leader, Kirt Carstens, hosting new national retirement preparation course: Simplify Your Retirement
For many in retirement, the fear of dying seems to be replaced by the risk of outliving one’s income, and local financial industry professional Kirt Carstens aims to help educate local consumers of retirement best practices to help mitigate those concerns.
Carstens will teach a new two-day retirement income planning course, Simplify Your Retirement, at Iowa Lakes Community College in Spencer, helping attendees identify the most pertinent risks in retirement for their personal situation. Empowering baby boomers to prepare for a stable retirement income, the comprehensive personal finance course is best for those in the early stages of retirement or those about to retire, and addresses difficult retirement decisions including income planning, Social Security maximization and risks to avoid.
“For baby boomers, there’s been a shift in retirement income planning as compared to previous generations—the basic financial rules of thumb have changed since the parents of boomers retired,” Carstens said. “This course helps those concerned with their finances and wanting to prepare for market volatility.”
Participants will learn about considerations as it pertains to retirement income planning including health care, inflation, taxes and other personal concerns. Additionally, the course addresses reasons why some retirees run out of money, along with options for drawing Social Security, defining core priorities, and developing reliable retirement income. Upon completion of the course, attendees will receive a complimentary, personalized retirement income plan analysis invitation from the course instructor.
Carstens will offer the first session of the two-day retirement income planning course on Tuesday, April 3 from 6:30 p.m. - 9:00 p.m. with the second session commencing on Saturday, April 7 from 9:30 a.m. – Noon at Iowa Lakes Community College. To register, please visit: SimplifyYourRetirement.com/Spencer or call: 712.332.5960.
In addition to the two course sessions, the Simplify Your Retirement personal finance course includes: an in-class workbook, a copy of retirement planning guides: 10 Steps to a Successful Retirement, and 15 Questions to Ask about Your Social Security Benefits. Tuition is $59 and includes all course materials. Couples may attend for a single tuition cost.
Carstens Financial Group focuses on providing comprehensive asset management, estate planning and life insurance solutions. Allow us to help you secure your financial future.