Planning for what happens to your assets after you pass away is an important process. If you’re like most people, you want to make sure the people you care about most are taken care of after your death. Despite the importance of estate planning, however, some people are still of the mistaken belief that it’s only for wealthy individuals. The truth is that estate planning is important for anyone who wants to leave a legacy for his or her loved ones.
Is a job change in your future? Or maybe you’ve already accepted a new position and are in the middle of transitioning into your new role. If so, this is probably a hectic time for you. And amid the chaos it’s easy to overlook the impact a job switch can have on your retirement savings.
Life is full of unexpected events. That’s as true in retirement as it is during any other time in your life. Some of these surprises can be pleasant, like connecting with an old friend or discovering a new passion. Some can be not so pleasant, like facing a costly home repair or a serious medical issue. And unpleasant surprises in retirement can sometimes put your savings at risk.
Annuities are an often misunderstood financial tool. Many people assume that annuities are too complex to understand, or they may believe annuities are too costly. The truth is that annuities can be helpful financial tools when used appropriately. Without the right information, however, it can be difficult to decide whether an annuity is right for you.
Carstens Financial Group focuses on providing comprehensive asset management, estate planning and life insurance solutions. Allow us to help you secure your financial future.